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Credit Ratings and Economic Development

Like private entities, city and county governments undergo credit rating reviews. Here's what a credit rating review is and it's just as important for cities as it is for private companies.

A credit rating review is an evaluation of the repayment ability of an individual or firm of a bond.

A bond is a written or signed promise to pay a specified sum of money on a certain date for example, contracts and loan agreements are bonds.

The actual credit rating (or score) is based on credit history, present financial conditions, and projected future conditions.

Credit is rated by credit rating agencies. The two largest credit rating agencies are Standard & Poor's and Moody's

Credit rating agencies (CRA) evaluate the financial conditions of issuers (another word for "users") of debt and assigns them a rating reflecting the CRA's assessment of the issuer's ability to make the debt repayment.

Potential investors, families and businesses in the case of cities, rely on the credit rating review to reflect the strength and stability of the local government.

This is important for showing sound management and fiscal integrity in the allocation of tax dollars allocated to the maintenance and improvement of public goods and services citizens rely on daily. To name a few, those goods and services include roads, bridges, sanitary water, sewerage, fire and police protection, schools, hospitals, and other publicly-funded operations.

Strong credit ratings reflect a city as a good place to invest (business and resident attraction) and stay (business and resident retention). Both are necessary for effective economic development


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The Synth Sounds

I am excited to share that my first jazz project is nearing completion. (Also why this is my first post this month).

Other than piano, you can definitely expect to hear sounds of 1980's and 1990's-era synthesizers filtered throughout the upcoming album.

I admire the newer sounds we have today, but none of them quite replicate the original, synth-led sounds of 80's and 90's music.

In my opinion, 80's and 90's sounds present the perfect crossover of analog and digital mixes that were limitless in use and expression.

It is no wonder that modern synthesizers today still draw inspiration from 80's and 90's technology. It was simply some of the most innovative audio machinery ever created.

No shame here. Expect 80's and 90's vibes to come your way in my upcoming project.

Stay Tuned!!!

A pile of my module racks from the 80's and 90's used and simulated on my upcoming jazz album.

CFC Youth Day

CFC Youth Day was nothing short of remarkable.

Children, teenagers, young adults (my generation) sang, danced, praised, and worshiped God with passion, love, joy, energy, and sincerity.

We led, both, the 8:00 AM and 10:00 AM services and the LORD ministered through us in His own powerful way.

I am very grateful to have preached at the 10:00 AM service. (Came from 2 Timothy 1:7).

Something amazing happens when we move ourselves out of the way and allow the LORD to communicate His Word through us. He does for us what we cannot do for ourselves. And when you summarize the meaning He brings to life, you realize that all the of the glory belongs to Him.

The reality of God's presence gives life, and everything we involve ourselves in, brand new meaning.

God's awesomeness was displayed in a monumental way today. A flame was kindled in our youth and the church as a whole.

Today was special.

Big thanks to everyone who helped make today such a great success, you know who you are!


The Audacity of Hope

Last week I completed The Audacity of Hope by President Barack Obama in 2006.

In The Audacity of Hope, Mr. Obama shares some of his experiences as a citizen and politician while also laying out policy-driven solutions to improve the lives of Americans.

Granted The Audacity of Hope was written before Mr. Obama's first presidential election in 2008, his thorough understanding of the Nation's issues are impressive and difficult to overlook.

Mr. Obama, in an academic prose, but down-to-earth tonality, hits on national issues relative to our political system, constitutional interpretation, economics, military policy, education, and community development.

I found The Audacity of Hope to be one of the better books I have ever read on American politics and public affairs. Regardless of your politics, this is a good read with the capabilities to expand anyone's understanding of politics and government.

In fact, much of the information contained in The Audacity of Hope is still rele…